If you are a property investor, our team can help you find a competitive investment loan.
Looking to invest in property?
At Surf Financial, we help investors find great value investment loan with competitive rates and features for the property they are looking to purchase.
We compare thousands of investment loans from over 50 leading banks and non-bank lenders to help you find a loan.
For more information on the Investment loan process, continue scrolling, otherwise you can contact our team to book an appointment.
Stress-free loan process
We have listed items below that will help you understand investment loans and make your investment loan process stress-free.
Loan to value ratio (LVR)
If you have started researching investment loans, you may have come across the term ‘LVR’.
So, what is LVR? LVR is the percentage of a property’s purchase price that a lender will let you borrow. Typically, if you borrow more than 80% LVR (that is, you have a less than 20% deposit), you may need to pay Lender’s Mortgage Insurance. A lower LVR represents a lower risk to lenders and gives you a higher possibility to qualify for a lower interest rate.
For example, if you buy a property for $500,000 and need a loan amount of $300,000 to purchase it, your LVR will be 0.6 or 60%.
If you are not sure how-to calculator LVR, you can use our free calculators or contact us today.
How we can help
We can help you find and secure a completive loan for your investment property.
Contact our team for more information or to schedule an appointment.
Contact Us
Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.
General Enquiries
0411 667 150
Email
paul@surf-financial.com
