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Latest News & Mortgage Tips
Offset Accounts: The Simple Feature That Can Save You Interest
19 March 2026
An offset account is a bank account linked to your home loan. The balance in the offset reduces the amount of your loan that’s charged interest. Why many clients use one Pay less interest & finish sooner: More of each repayment goes to the principal. Keep access to your money:
Read moreBuying Property in Your SMSF? Know These Key Differences First
12 March 2026
An SMSF loan isn’t just a home loan in different packaging—it’s regulated differently and works under a Limited Recourse Borrowing Arrangement (LRBA). That means the property is held in a separate trust and the lender’s recourse is generally limited to that asset. What this means for you Fewer features: Typically
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paul@surf-finance.com.au
