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Latest News & Mortgage Tips
What is Lender Mortgage Insurance?
16 April 2025
Lender’s Mortgage Insurance (LMI) is a type of insurance that protects the lender in the event that a borrower defaults on their home loan. In Australia, LMI is commonly required by lenders when a borrower is seeking to borrow more than 80% of the property’s value, known as the loan-to-value
Read moreWhat’s the Difference Between Variable vs Fixed Rate Mortgages?
9 April 2025
Choosing the right home loan is one of the most important financial decisions you’ll make—and the type of interest rate you select can have a big impact on your repayments and long-term costs. The two main options are variable-rate and fixed-rate mortgages, each with its own pros and cons. Here’s a breakdown of how
Read moreSee what our Customers Say
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paul@surf-financial.com
