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Latest News & Mortgage Tips
Will Interest Rates Rise Again in 2026? What Borrowers Need to Know
4 February 2026
The biggest question for Australian borrowers in 2026: Are interest rates going up again? 1. RBA Began 2026 With a Rate Hike At its February 2026 meeting, the RBA lifted the cash rate from 3.6% to 3.85% in response to stronger‑than‑expected inflation. Impact on homeowners A $600,000 mortgage now
Read moreWhat 2026’s Lending Rule Changes Mean for Your Borrowing Power
28 January 2026
Australia’s home‑loan landscape is shifting fast in 2026. New lending rules, tighter bank policies, and regulator‑imposed limits all affect how much clients can borrow — and how mortgage brokers help them navigate the changes. 1. Debt‑to‑Income (DTI) Limits Are Now in Force Beginning 1 February 2026, APRA introduced formal DTI
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Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.
General Enquiries
0411 667 150
Email
paul@surf-finance.com.au
