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What’s the Difference Between Variable vs Fixed Rate Mortgages?
9 April 2025
Choosing the right home loan is one of the most important financial decisions you’ll make—and the type of interest rate you select can have a big impact on your repayments and long-term costs. The two main options are variable-rate and fixed-rate mortgages, each with its own pros and cons. Here’s a breakdown of how
Read moreThings to Know as a First Home Buyer
2 April 2025
Purchasing your first home marks an exciting milestone, yet the process can feel overwhelming with so many factors to consider. By approaching it with the right preparation and knowledge, you can move forward with greater confidence. Before beginning your property search, take time to thoroughly assess your financial position. Online
Read moreHow Do You Know You Are Ready to Refinance?
26 March 2025
Deciding to refinance your mortgage is a significant financial decision that requires careful consideration of your current circumstances and future goals. One of the primary indicators that you might be ready to refinance is if interest rates have dropped since you initially secured your mortgage. A lower interest rate can
Read moreWhat Happens to Your Mortgage If You’re Self-Employed
17 March 2025
Managing a mortgage when you’re self-employed can present unique challenges, primarily due to the fluctuating nature of income in self-employment. Unlike salaried employees who provide payslips, self-employed individuals need to demonstrate their financial stability through a range of documents, such as tax returns and business financials. Lenders typically require proof
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